APY

0.03%

As of Nov 8, 2026. Rates are variable.

Columbia Bank · Checking account

Columbia Pinnacle Checking

−$240 a year for an everyday customer. $20 a month. $200 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$240
APY
Monthly fee
To open

Against the market

How it ranks

#953of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $25,000
0.01%
$25,000 to $100,000
0.01%
$100,000 to $250,000
0.02%
$250,000 to $500,000
0.02%
$500,000 and up
0.03%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$20 a monthcolumbiabank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $15,000 minimum daily balance
  • $25,000 combined deposit and outstanding loan balance in eligible accounts
columbiabank.com, checked Nov 8, 2026
Minimum to open
$200columbiabank.com, checked Nov 8, 2026
Incoming domestic wire
Nonecolumbiabank.com, checked Nov 8, 2026
Incoming international wire
Nonecolumbiabank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on columbiabank.com

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