Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Communityamerica · Checking account
Communityamerica Cashback Free Checking
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · communityamerica.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · communityamerica.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonuses
$250 in direct deposits within 30 days
Communityamerica Cashback Free Checking · Communityamerica · for new customers
Ends Dec 31, 2026Meet it within 30 daysNew customers only
“Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code CASH600, meet membership eligibility and location or affiliation requirements, and meet the monthly Qualifications for Cash Back to earn up to $600 in cashback bonus credits over 12 months.”The bank’s page, checked Nov 8, 2026
$250 in direct deposits within 360 days. About $21 a month for 12 months.
Communityamerica Cashback Free Checking · Communityamerica · for new customers
Ends Dec 31, 2026Meet it within 360 daysNew customers only
“Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code KC400, be eligible for CommunityAmerica membership and reside in the Kansas City, MO-KS DMA, and meet the monthly Qualifications for Cash Back to earn up to $400 total cashback over a 12-mon”The bank’s page, checked Nov 8, 2026
Features
- Branch access
- Contactless card
- Debit card
- Debit rewards
- Early direct deposit
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonecommunityamerica.com, checked Nov 8, 2026
- Minimum to open
- Nonecommunityamerica.com, checked Nov 8, 2026
- ATM network
- CO-OP Networkcommunityamerica.com, checked Nov 8, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!
- Family: Have a family member who belongs to CommunityAmerica? You can join, too! Eligible family includes a spouse, child, sibling, parent, grandparent, grandchild. Step, in-law, and adoptive relationships are also included.
- Qualified Community: If you live or work in select zip codes, you automatically qualify for membership!
- Friends of Hobbs Membership: Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership. We can register you as a Friends of Hobbs member during the credit union application process at no cost or obligation to you.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees