Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Dfcu Financial · Checking account
Dfcu Financial Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · dfcufinancial.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#420of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Debit card
- Joint accounts
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonedfcufinancial.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintain an aggregate minimum average daily balance of $200.00 (Savings, DFCUPerks, Checking, DFCUPerks Plus, Interest Checking Plus, IMMA or share certificates combined)
- maintain direct deposit to this Account each month
- Overdraft fee
- $32dfcufinancial.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $32dfcufinancial.com, checked Nov 1, 2026
- Overdraft transfer fee
- $5dfcufinancial.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 6dfcufinancial.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2dfcufinancial.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 1%dfcufinancial.com, checked Nov 1, 2026
- Incoming domestic wire
- Nonedfcufinancial.com, checked Nov 1, 2026
- Outgoing domestic wire
- $25dfcufinancial.com, checked Nov 1, 2026
- Paper statements
- $2 a monthdfcufinancial.com, checked Nov 1, 2026
- Inactivity fee
- $6dfcufinancial.com, checked Nov 1, 2026
- Cashier’s check
- $1dfcufinancial.com, checked Nov 1, 2026
- Stop payment
- $32dfcufinancial.com, checked Nov 1, 2026
- Card replacement
- $5dfcufinancial.com, checked Nov 1, 2026
Who can open it
- Membership
- Membership required:
- Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
- Minimum age
- 18dfcufinancial.com, checked Nov 1, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees