Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Dfcu Financial · Checking account

Dfcu Financial Work Perks Checking

−$60 a year for an everyday customer. $5 a month.

Checked Nov 1, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open
Not stated

Against the market

How it ranks

#691of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthdfcufinancial.com, checked Nov 1, 2026
Ways to avoid the monthly fee
maintain a direct deposit to this Account each monthdfcufinancial.com, checked Nov 1, 2026
Overdraft fee
$32dfcufinancial.com, checked Nov 1, 2026
Returned item (NSF) fee
$32dfcufinancial.com, checked Nov 1, 2026
Overdraft transfer fee
$5dfcufinancial.com, checked Nov 1, 2026
Out-of-network ATM fee
$2dfcufinancial.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
1%dfcufinancial.com, checked Nov 1, 2026
Incoming domestic wire
Nonedfcufinancial.com, checked Nov 1, 2026
Outgoing domestic wire
$25dfcufinancial.com, checked Nov 1, 2026
Paper statements
$2 a monthdfcufinancial.com, checked Nov 1, 2026
Inactivity fee
$6dfcufinancial.com, checked Nov 1, 2026
Cashier’s check
$1dfcufinancial.com, checked Nov 1, 2026
Stop payment
$32dfcufinancial.com, checked Nov 1, 2026
Card replacement
$5dfcufinancial.com, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
forms.fivision.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on dfcufinancial.com

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