Monthly fee

$3.25

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Bank of Hawaii · Checking account

EASE by Bank of Hawaii

$0 a year for an everyday customer. $3.25 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#242of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$3.25 a monthboh.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Waived with a minimum average daily Ledger Balance of $200
  • or with any monthly Direct Deposit
  • Fee waived for accountholder while under 18 years of age. Applies only for sole account ownership.
boh.com, checked Nov 8, 2026
Minimum to open
$25boh.com, checked Nov 8, 2026
Overdraft fee
$30boh.com, checked Nov 8, 2026
Returned item (NSF) fee
$30boh.com, checked Nov 8, 2026
Overdraft transfer fee
Noneboh.com, checked Nov 8, 2026
Out-of-network ATM fee
$3boh.com, checked Nov 8, 2026
International ATM fee
$5boh.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%boh.com, checked Nov 8, 2026
Incoming domestic wire
$13boh.com, checked Nov 8, 2026
Incoming international wire
$13boh.com, checked Nov 8, 2026
Inactivity fee
$5boh.com, checked Nov 8, 2026
Early closure fee
Noneboh.com, checked Nov 8, 2026
Cashier’s check
$12boh.com, checked Nov 8, 2026
Stop payment
$30boh.com, checked Nov 8, 2026
Card replacement
$20boh.com, checked Nov 8, 2026

Who can open it

Availability
If your physical address is in Hawaii, Guam or Saipan, you may open an EASE account online. If your physical address is in Palau or American Samoa, you may open an EASE account online if you are an existing customer with a debit card. If your physical address is in the US (except for Hawaii), you will need to visit a branch to open an EASE account.boh.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on boh.com

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