Equity Essential Checking

$0 a year for an everyday customer. $7 a month. $100 to open.

Checked Nov 8, 2026Updated Nov 1, 2026

A year, everyday customer: $0
Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · equitybank.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on equitybank.com (PDF)Report a problem
To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · equitybank.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on equitybank.com (PDF)Report a problem

Against the market

How it ranks

#149of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: $7 a monthequitybank.com, checked Nov 8, 2026
Ways to avoid the monthly fee: Any one of these:
$100 minimum daily balance
at least one direct deposit of $100 per month
equitybank.com, checked Nov 8, 2026
Minimum to open: $100equitybank.com, checked Nov 8, 2026
Overdraft fee: $34.98equitybank.com, checked Nov 8, 2026
Returned item (NSF) fee: $34.98equitybank.com, checked Nov 8, 2026
Overdraft transfer fee: $10equitybank.com, checked Nov 8, 2026
Most overdraft fees in a day: 5equitybank.com, checked Nov 8, 2026
ATM network: Pulse, PLUS, and Cirrusequitybank.com, checked Nov 8, 2026
Incoming domestic wire: $10equitybank.com, checked Nov 8, 2026
Outgoing domestic wire: $20equitybank.com, checked Nov 8, 2026
Incoming international wire: $50equitybank.com, checked Nov 8, 2026
Outgoing international wire: $50equitybank.com, checked Nov 8, 2026
Paper statements: $5 a monthequitybank.com, checked Nov 8, 2026
Inactivity fee: $5equitybank.com, checked Nov 8, 2026
Early closure fee: $25equitybank.com, checked Nov 8, 2026
Cashier’s check: $5equitybank.com, checked Nov 8, 2026
Stop payment: $34.98equitybank.com, checked Nov 8, 2026
Card replacement: $5equitybank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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