Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Equity Bank · Checking account
Equity Senior Checking
$0 a year for an everyday customer. No monthly fee. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · equitybank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · equitybank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Early direct deposit
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneequitybank.com, checked Nov 1, 2026
- Minimum to open
- $100equitybank.com, checked Nov 1, 2026
- Overdraft fee
- $34.98equitybank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $34.98equitybank.com, checked Nov 1, 2026
- Overdraft transfer fee
- $10equitybank.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5equitybank.com, checked Nov 1, 2026
- ATM network
- Pulse, PLUS, and Cirrusequitybank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- Noneequitybank.com, checked Nov 1, 2026
- Incoming domestic wire
- $10equitybank.com, checked Nov 1, 2026
- Outgoing domestic wire
- $20equitybank.com, checked Nov 1, 2026
- Incoming international wire
- $50equitybank.com, checked Nov 1, 2026
- Outgoing international wire
- $50equitybank.com, checked Nov 1, 2026
- Paper statements
- Noneequitybank.com, checked Nov 1, 2026
- Inactivity fee
- $5equitybank.com, checked Nov 1, 2026
- Early closure fee
- $25equitybank.com, checked Nov 1, 2026
- Cashier’s check
- $5equitybank.com, checked Nov 1, 2026
- Stop payment
- $34.98equitybank.com, checked Nov 1, 2026
- Card replacement
- $5equitybank.com, checked Nov 1, 2026
Who can open it
- Availability
- Available to primary account holders 65 years of age or olderequitybank.com, checked Nov 1, 2026
- Minimum age
- 65equitybank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money