Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Farmers and Merchants Bank of Long Beach · Checking account

Farmers and Merchants Bank of Long Beach College Checking

−$60 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthfmb.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • Total direct deposit of $250 or more made to this account
  • 15 or more Debit Card Point-of-Sale (POS) transactions from this account, excluding transactions conducted at an ATM
fmb.com, checked Nov 1, 2026
Minimum to open
$25fmb.com, checked Nov 1, 2026
Overdraft fee
$30fmb.com, checked Nov 1, 2026
Most overdraft fees in a day
150fmb.com, checked Nov 1, 2026
Out-of-network ATM fee
Nonefmb.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%fmb.com, checked Nov 1, 2026
Incoming domestic wire
$10fmb.com, checked Nov 1, 2026
Outgoing domestic wire
$30fmb.com, checked Nov 1, 2026
Incoming international wire
$10fmb.com, checked Nov 1, 2026
Outgoing international wire
$55fmb.com, checked Nov 1, 2026
Paper statements
$5 a monthfmb.com, checked Nov 1, 2026
Early closure fee
$20fmb.com, checked Nov 1, 2026
Cashier’s check
$10fmb.com, checked Nov 1, 2026
Card replacement
$5fmb.com, checked Nov 1, 2026

Who can open it

Availability
Open to students aged 18-24fmb.com, checked Nov 1, 2026
Minimum age
18fmb.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on fmb.com

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