Monthly fee
$15
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Farmers and Merchants Bank of Long Beach · Checking account
Farmers and Merchants Bank of Long Beach Silver Checking
$0 a year for an everyday customer. $15 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · fmb.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · fmb.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#79of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- Mobile check deposit
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a monthfmb.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Total direct deposit of $500 or more made to this account
- 20 or more Debit Card Point-of-Sale (POS) transactions from this account, excluding transactions conducted at an ATM
- Maintain an average daily balance of $2,000 or more in this account
- maintains a combined average daily balance of $5,000 or more in a checking and/or savings account(s)
- a combined total of $15,000 or more of the average daily balance in a checking and/or savings accounts(s), and/or the ledger (current) balance in a Certificate of Deposit (CD) accounts(s)
- Minimum to open
- $100fmb.com, checked Nov 8, 2026
- Overdraft fee
- $30fmb.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 150fmb.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3fmb.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%fmb.com, checked Nov 8, 2026
- Incoming domestic wire
- $10fmb.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30fmb.com, checked Nov 8, 2026
- Incoming international wire
- $10fmb.com, checked Nov 8, 2026
- Outgoing international wire
- $55fmb.com, checked Nov 8, 2026
- Paper statements
- $5 a monthfmb.com, checked Nov 8, 2026
- Early closure fee
- $20fmb.com, checked Nov 8, 2026
- Cashier’s check
- $10fmb.com, checked Nov 8, 2026
- Card replacement
- $5fmb.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money