APY

0.00%

As of Nov 8, 2026. Rates are variable.

First Technology · Checking account

First Checking Plus

−$60 a year for an everyday customer. Monthly fee not stated. $10 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
APY
Monthly fee
Not stated
To open

Against the market

How it ranks

#648of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Interest bearing
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyfirsttechfed.com, checked Nov 8, 2026

Fees

Minimum to open
$10firsttechfed.com, checked Nov 8, 2026
Overdraft fee
Nonefirsttechfed.com, checked Nov 8, 2026
ATM network
First Tech Owned and Co-op Networkfirsttechfed.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefirsttechfed.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%firsttechfed.com, checked Nov 8, 2026
Incoming domestic wire
Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing domestic wire
$15firsttechfed.com, checked Nov 8, 2026
Incoming international wire
Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing international wire
$40firsttechfed.com, checked Nov 8, 2026
Inactivity fee
$10firsttechfed.com, checked Nov 8, 2026
Stop payment
$25firsttechfed.com, checked Nov 8, 2026

Who can open it

Availability
Existing accounts only. Products are not currently offered for new accounts or account conversions.firsttechfed.com, checked Nov 8, 2026
Membership
Membership required:
  • Work for one of our 1,700+ partner companies —like Amazon, Microsoft, Intel and more
  • Live, work or worship in a participating community
  • Work for the State of Oregon
  • Belong to a participating organization. To become a member of a participating organization, stop by a location or join within our online application.
firsttechfed.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on firsttechfed.com

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