First Consumer Checking Account

−$60 a year for an everyday customer. Monthly fee not stated.

Checked Nov 8, 2026Updated Oct 22, 2026

A year, everyday customer: −$60
Monthly fee: Not stated
To open: Not stated

Against the market

How it ranks

#731of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Overdraft fee: $30first.bank, checked Nov 8, 2026
Returned item (NSF) fee: $30first.bank, checked Nov 8, 2026
Overdraft transfer fee: $10first.bank, checked Nov 8, 2026
ATM network: Allpoint® Networkfirst.bank, checked Nov 8, 2026
Out-of-network ATM fee: $3first.bank, checked Nov 8, 2026
Foreign transaction fee (debit card): 3%first.bank, checked Nov 8, 2026
Incoming domestic wire: $15first.bank, checked Nov 8, 2026
Outgoing domestic wire: $35first.bank, checked Nov 8, 2026
Outgoing international wire: $55first.bank, checked Nov 8, 2026
Paper statements: $3 a monthfirst.bank, checked Nov 8, 2026
Inactivity fee: $8first.bank, checked Nov 8, 2026
Early closure fee: $25first.bank, checked Nov 8, 2026
Cashier’s check: $7first.bank, checked Nov 8, 2026
Stop payment: $35first.bank, checked Nov 8, 2026
Card replacement: $5first.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

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