APY
2.60%
As of Nov 8, 2026. Rates are variable.
First Bank · Checking account
First Imagine Checking
−$32 a year for an everyday customer. $5 a month. $25 to open.
- A year, everyday customer
- −$32
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
Features
- ATM fee rebates
- Bill pay
- Debit card
- Interest bearing
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- APY paid on balances up to
- $1,000first.bank, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthfirst.bank, checked Nov 8, 2026
- Ways to avoid the monthly fee
- there is no fee if the primary owner is under 25 years of agefirst.bank, checked Nov 8, 2026
- Minimum to open
- $25first.bank, checked Nov 8, 2026
- ATM network
- Allpointfirst.bank, checked Nov 8, 2026
- ATMs in the network
- 55,000first.bank, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefirst.bank, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthfirst.bank, checked Nov 8, 2026
- Paper statements
- Nonefirst.bank, checked Nov 8, 2026
Who can open it
- Where
- Missouri, Illinois, Californiafirst.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees