APY
2.60%
As of Nov 8, 2026. Rates are variable.
First Bank · Checking account
First Icon Checking
−$248 a year for an everyday customer. $25 a month. $100 to open.
- A year, everyday customer
- −$248
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · first.bank · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · first.bank · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#972of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- APY paid on balances up to
- $100,000first.bank, checked Nov 8, 2026
- Interest compounds
- Every monthfirst.bank, checked Nov 8, 2026
Fees
- Monthly fee
- $25 a monthfirst.bank, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more
- You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $50,000.00 or more (includes consumer and non-consumer accounts)
- Minimum to open
- $100first.bank, checked Nov 8, 2026
- Overdraft fee
- $30first.bank, checked Nov 8, 2026
- Returned item (NSF) fee
- $30first.bank, checked Nov 8, 2026
- Most overdraft fees in a day
- 3first.bank, checked Nov 8, 2026
- ATM network
- Allpointfirst.bank, checked Nov 8, 2026
- ATMs in the network
- 55,000first.bank, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefirst.bank, checked Nov 8, 2026
- International ATM fee
- Nonefirst.bank, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthfirst.bank, checked Nov 8, 2026
- Paper statements
- Nonefirst.bank, checked Nov 8, 2026
- Inactivity fee
- $8first.bank, checked Nov 8, 2026
- Early closure fee
- $25first.bank, checked Nov 8, 2026
- Cashier’s check
- Nonefirst.bank, checked Nov 8, 2026
- Stop payment
- Nonefirst.bank, checked Nov 8, 2026
Who can open it
- Where
- Missouri, Illinois, Californiafirst.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money