APY
1.50%
As of Nov 8, 2026. Rates are variable.
First Bank · Checking account
First Performance Checking
−$179 a year for an everyday customer. $15 a month. $100 to open.
- A year, everyday customer
- −$179
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · first.bank
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#896of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Debit card
- Interest bearing
- Mobile wallet
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- 15 or more debit card purchasesfirst.bank, checked Nov 8, 2026
- APY when those aren’t met
- 0.05%first.bank, checked Nov 8, 2026
- APY paid on balances up to
- $25,000first.bank, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthfirst.bank, checked Nov 8, 2026
- Ways to avoid the monthly fee
- When the qualifications of 5 or more debit card purchases are met and posted to the account during a monthly Qualification Period, the monthly maintenance fee of $15.00 will not be assessedfirst.bank, checked Nov 8, 2026
- Minimum to open
- $100first.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money