APY
4.50%
As of Nov 8, 2026. Rates are variable.
First National Bank of America · Checking account
First National Bank of America Elevate Checking
$0 a year for an everyday customer. No monthly fee. $1,000 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · fnba.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · fnba.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · fnba.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#325of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Debit card
- Interest bearing
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1,000fnba.com, checked Nov 8, 2026
- To earn the APY
- make 10 debit transactions on this account during the statement cycle
- maintain at least a $1,000 daily balance in the account
- receive an aggregate of $1,000 or more in electronic fund credits of new money during the statement cycle
- sign-in to your account at least once using mobile or online banking
- APY when those aren’t met
- 0.01%fnba.com, checked Nov 8, 2026
- APY paid on balances up to
- $20,000fnba.com, checked Nov 8, 2026
- Interest compounds
- Daily Balance Method, posted on the last day of each monthly statement cyclefnba.com, checked Nov 8, 2026
Fees
Who can open it
- Where
- Anywhere in the USfnba.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees