RateHerald

APY

2.51%

As of Nov 8, 2026. Rates are variable.

First National Bank of America · Checking account

First National Bank of America Signature Checking

$0 a year for an everyday customer. $10 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#414of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

APY paid on balances up to
$250,000fnba.com, checked Nov 8, 2026
Interest compounds
Daily Balance Method, posted on the last day of each monthly statement cyclefnba.com, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthfnba.com, checked Nov 8, 2026
Ways to avoid the monthly fee
A $10.00 Service Fee will be imposed if your daily balance falls below $1,000 on any day of the statement cycle period.fnba.com, checked Nov 8, 2026
Minimum to open
$1,000fnba.com, checked Nov 8, 2026
Overdraft fee
$30fnba.com, checked Nov 8, 2026
Returned item (NSF) fee
$30fnba.com, checked Nov 8, 2026
Outgoing domestic wire
$20fnba.com, checked Nov 8, 2026
Outgoing international wire
$25fnba.com, checked Nov 8, 2026
Early closure fee
$20fnba.com, checked Nov 8, 2026
Cashier’s check
$3fnba.com, checked Nov 8, 2026
Stop payment
$28fnba.com, checked Nov 8, 2026
Card replacement
$5fnba.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the USfnba.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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