First National Bank of America High-Yield Savings Account

Promotional rate · lasts 6 months

$0 a year on $10,000 at today’s 3.51% APY. Monthly fee not stated. $1,000 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year on $10,000

APY on $10,000

Monthly fee

Not stated

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

$1,000–$0$5,000–$0$10,000–$0$25,0000.00%$0$50,0000.00%$0$100,0000.00%$0

At today’s 3.51%, which is promotional for 6 months. After that, a year depends on the rate that follows.

Features

Interest bearing
No minimum balance
Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$20,000 and up: 2.25%
$50,000 to $100,000: 2.75%
$100,000 to $250,000: 3.00%
$250,000 and up: 3.51%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

To earn the APY: New Money: funds deposited from an external financial institution or source, not previously held on deposit at FNBA within the last 30 days. Internal transfers between existing FNBA accounts do not qualify.fnba.com, checked Nov 8, 2026
Promotional rate lasts: 6 monthsfnba.com, checked Nov 8, 2026
Interest compounds: Daily Balance Method, posted on the last day of each monthly statement cyclefnba.com, checked Nov 8, 2026

Fees

Minimum to open: $1,000fnba.com, checked Nov 8, 2026

Who can open it

Availability: The promotional rate is available to new accounts only.fnba.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

First National Bank of America High-Yield Savings AccountFirst National Bank of America · Savings account

$0a year on $1,000,
after fees$0a year on $5,000,
after fees$0a year on $10,000,
after fees$0a year on $25,000,
after fees$0a year on $50,000,
after fees$0a year on $100,000,
after fees

See it on fnba.com

We don’t earn anything from this link.

Other First National Bank of America accounts

First National Bank of America Elevate Checking4.50% APY First National Bank of America Platinum High Yield Savings3.60% APY First National Bank of America Standard High Yield Savings3.51% APY First National Bank of America Relationship Checking2.51% APY First National Bank of America Signature Checking2.51% APY All 13 First National Bank of America accounts

About First National Bank of America

Headquarters: East Lansing, MI
Regulator: OCC
FDIC certificate: 17438
Insured up to: $250,000

From the FDIC’s register of institutions.

See it on fnba.com

We don’t earn anything from this link.