APY
0.01%
As of Nov 8, 2026. Rates are variable.
First Technology · Checking account
First Tech Rewards Checking (Qualified Rate)
$0 a year for an everyday customer. Monthly fee not stated. $10 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · firsttechfed.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firsttechfed.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#68of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- No minimum balance
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- daily, credited monthlyfirsttechfed.com, checked Nov 8, 2026
Fees
- Ways to avoid the monthly fee
- No minimum Average Daily Balance to avoid feefirsttechfed.com, checked Nov 8, 2026
- Minimum to open
- $10firsttechfed.com, checked Nov 8, 2026
- Overdraft fee
- Nonefirsttechfed.com, checked Nov 8, 2026
- ATM network
- First Tech Owned and Co-op Networkfirsttechfed.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefirsttechfed.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%firsttechfed.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefirsttechfed.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15firsttechfed.com, checked Nov 8, 2026
- Incoming international wire
- Nonefirsttechfed.com, checked Nov 8, 2026
- Outgoing international wire
- $40firsttechfed.com, checked Nov 8, 2026
- Inactivity fee
- $10firsttechfed.com, checked Nov 8, 2026
- Stop payment
- $25firsttechfed.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Work for one of our 1,700+ partner companies —like Amazon, Microsoft, Intel and more
- Live, work or worship in a participating community
- Work for the State of Oregon
- Belong to a participating organization. To become a member of a participating organization, stop by a location or join within our online application.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees