First Tech Rewards Checking

$0 a year for an everyday customer. No monthly fee. $10 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year, everyday customer: $0
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · firsttechfed.com
The source states this figure; we have no exact sentence on file yet.
Open on firsttechfed.com Report a problem
Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · firsttechfed.com
The source states this figure; we have no exact sentence on file yet.
Open on firsttechfed.com Report a problem
To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firsttechfed.com
The source states this figure; we have no exact sentence on file yet.
Open on firsttechfed.com Report a problem

Against the market

How it ranks

#211of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

To earn the APY: Have a total spend of at least $1,000 per month
Have ACH deposits to the First Tech Rewards Checking account totaling at least $1,000 per cycle
firsttechfed.com, checked Nov 8, 2026
APY when those aren’t met: 0.00%firsttechfed.com, checked Nov 8, 2026
Interest compounds: Dividend compounded daily & credited monthlyfirsttechfed.com, checked Nov 8, 2026

Monthly fee: Nonefirsttechfed.com, checked Nov 8, 2026
Ways to avoid the monthly fee: No minimum Average Daily Balance to avoid feefirsttechfed.com, checked Nov 8, 2026
Minimum to open: $10firsttechfed.com, checked Nov 8, 2026
Overdraft fee: Nonefirsttechfed.com, checked Nov 8, 2026
ATM network: CO-OPfirsttechfed.com, checked Nov 8, 2026
ATMs in the network: 30,000firsttechfed.com, checked Nov 8, 2026
Out-of-network ATM fee: Nonefirsttechfed.com, checked Nov 8, 2026
ATM fees refunded, up to: $10 a monthfirsttechfed.com, checked Nov 8, 2026
Foreign transaction fee (debit card): 1%firsttechfed.com, checked Nov 8, 2026
Incoming domestic wire: Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing domestic wire: $15firsttechfed.com, checked Nov 8, 2026
Incoming international wire: Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing international wire: $40firsttechfed.com, checked Nov 8, 2026
Inactivity fee: $10firsttechfed.com, checked Nov 8, 2026
Stop payment: $25firsttechfed.com, checked Nov 8, 2026

Membership: Membership required:
Work for one of our 1,700+ partner companies —like Amazon, Microsoft, Intel and more
Live, work or worship in a participating community
Work for the State of Oregon
Belong to a participating organization. To become a member of a participating organization, stop by a location or join within our online application.
firsttechfed.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

We don’t earn anything from this link.