APY

1.51%

As of Nov 8, 2026. Rates are variable.

FirstBank · Checking account

FirstBank FirstRewards Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#59of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $25,000
1.51%
$25,000 and up
0.55%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0firstbankonline.com, checked Nov 8, 2026
To earn the APY
At least 10 debit card purchases post and clear.
  • Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle.
  • Receive eStatement.
firstbankonline.com, checked Nov 8, 2026
APY when those aren’t met
0.01%firstbankonline.com, checked Nov 8, 2026
APY paid on balances up to
$25,000firstbankonline.com, checked Nov 8, 2026

Fees

Monthly fee
Nonefirstbankonline.com, checked Nov 8, 2026
Minimum to open
Nonefirstbankonline.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefirstbankonline.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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