RateHerald

APY on $10,000

0.05%

As of Nov 1, 2026. Rates are variable.

FirstBank · Savings account

FirstBank FirstUp Savings

−$55 a year on $10,000 at today’s 0.05% APY. $5 a month. $50 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#264of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Branch access
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
A recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or personal money market must post and settle by the last business day of the month
  • you must have a FirstBank personal checking and/or a FirstBank personal money market account
firstbankonline.com, checked Nov 1, 2026
APY when those aren’t met
0.05%firstbankonline.com, checked Nov 1, 2026
APY paid on balances up to
$25,000firstbankonline.com, checked Nov 1, 2026

Fees

Monthly fee
$5 a monthfirstbankonline.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Service fee will be waived with a minimum balance of $50.firstbankonline.com, checked Nov 1, 2026
Minimum to open
$50firstbankonline.com, checked Nov 1, 2026
Withdrawals a month
6firstbankonline.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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