APY on $10,000
0.05%
As of Nov 8, 2026. Rates are variable.
FirstBank · Money market account
FirstBank FirstRate Money Market
$5 a year on $10,000 at today’s 0.05% APY. $10 a month. $5,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.05%
- Monthly fee, a year
- $120
- A year
- $5
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · firstbankonline.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#83of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Interest bearing
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- The primary account holder must be the same on the FirstRewards Checking account and the FirstRate Money Market savings account.
- Ten (10) settled debit card point of sale transactions per Qualification period.
- Receive your FirstRewards Checking account statement electronically monthly (eStatements).
- One (1) monthly automated clearing house (ACH) debit or ACH credit.
- APY when those aren’t met
- 0.05%firstbankonline.com, checked Nov 8, 2026
- Interest compounds
- added back to principal every 1 Month(s)firstbankonline.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthfirstbankonline.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $5,000 minimum balance is maintainedfirstbankonline.com, checked Nov 8, 2026
- Minimum to open
- $5,000firstbankonline.com, checked Nov 8, 2026
- Withdrawals a month
- 6firstbankonline.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $2firstbankonline.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money