Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
Hancock Whitney Bank · Checking account
Hancock Whitney Freestyle Checking
−$120 a year for an everyday customer. $10 a month. $25 to open.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonus
$2,000 in direct deposits within 90 days. About $667 a month for 3 months.
Hancock Whitney Freestyle Checking · Hancock Whitney · for new customers
Ends Feb 28, 2027Meet it within 90 daysNew customers only
“Receive a $300 bonus when you open a Freestyle Checking account and set up and receive a total of $2,000 or more in direct deposits within the first 90 days of opening.”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#875of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Card lock
- Custom card design
- Debit card
- Early direct deposit
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthhancockwhitney.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- primary account owners younger than 18 ... pay no service charge
- age 64 or over pay no service charge
- Have a Priority Checking or Private Wealth Checking Account
- Make one client-initiated debit or credit transaction per statement cycle
- Minimum to open
- $25hancockwhitney.com, checked Nov 8, 2026
- Overdraft fee
- $36hancockwhitney.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonehancockwhitney.com, checked Nov 8, 2026
- Early closure fee
- $20hancockwhitney.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees