APY
0.05%
As of Nov 8, 2026. Rates are variable.
Heritage Bank · Checking account
Heritage Summit Checking
$0 a year for an everyday customer. $10 a month. $100 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#309of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Budgeting tools
- Check writing
- Debit card
- Free external transfers
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Savings round ups
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthheritagebanknw.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Maintain a $1,500 minimum daily balance in the account to avoid the monthly maintenance feeheritagebanknw.com, checked Nov 8, 2026
- Minimum to open
- $100heritagebanknw.com, checked Nov 8, 2026
- ATM network
- Heritage or MoneyPass ATMsheritagebanknw.com, checked Nov 8, 2026
- Paper statements
- $3 a monthheritagebanknw.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees