Heritage Bank

FDIC-insured · certificate 29012

Savings, money market, checking and CDs, with every rate from Heritage Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Oct 22, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Heritage Cascade Money MarketMoney market account · $1,000 to open0.23%$0$12 a month

Heritage Alpine SavingsSavings account · $100 to openNot stated—$3 a month

Heritage Peak SavingsSavings account · $100 to openNot stated—$10 a month

Against 1043 checking accounts

Heritage Summit CheckingChecking account · $100 to open0.05%#309$10 a month

Heritage Base CheckingChecking account · $100 to openNot stated#341$8 a month

Heritage Checking AccountsChecking accountNot stated#732Not stated

Heritage Premier CheckingChecking account · $100 to open0.65%#736Not stated

Heritage Ascent CheckingChecking account · $100 to openNot stated#790$7 a month

$2,500 to open

14 months2.50%—

A dash: a term we don’t rank. All Heritage Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.