APY on $10,000
0.23%
As of Nov 1, 2026. Rates are variable.
Heritage Bank · Money market account
Heritage Cascade Money Market
$0 a year on $10,000 at today’s 0.23% APY. $12 a month. $1,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $144
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · heritagebanknw.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Check writing
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999.99
- 0.03%
- $5,000 to $9,999.99
- 0.08%
- $75,000 to $100,000
- 0.15%
- $100,000 to $500,000
- 0.23%
The bank’s rates · as of Nov 1, 2026 · the bank states an interest rate; the APY is worked out from it
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Interest is compounded daily and paid monthly.heritagebanknw.com, checked Nov 1, 2026
Fees
- Monthly fee
- $12 a monthheritagebanknw.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance feeheritagebanknw.com, checked Nov 1, 2026
- Minimum to open
- $1,000heritagebanknw.com, checked Nov 1, 2026
- Withdrawals a month
- 10heritagebanknw.com, checked Nov 1, 2026
- Fee for each withdrawal over the limit
- $6.50heritagebanknw.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money