Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Idaho Central · Checking account

Idaho Central Starter Checking Account

$0 a year for an everyday customer. No monthly fee. $50 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • Bill pay
  • Debit card
  • Early direct deposit
  • Joint accounts
  • Minor accounts
  • Mobile check deposit
  • Mobile wallet
  • No minimum balance
  • Savings buckets
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneiccu.com, checked Nov 1, 2026
Minimum to open
$50iccu.com, checked Nov 1, 2026
ATM network
ATMs across the countryiccu.com, checked Nov 1, 2026
Out-of-network ATM fee
Noneiccu.com, checked Nov 1, 2026

Who can open it

Where
Idaho, Washington, Oregon, Arizonaiccu.com, checked Nov 1, 2026
Membership
Membership required:
  • Live or work in Idaho, Washington, eastern Oregon, or Arizona
iccu.com, checked Nov 1, 2026
Minimum age
12iccu.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on iccu.com

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