Monthly fee
$15
$0 a year for an everyday customer: fees and interest, $2,000 kept.
JPMorgan Chase Bank · Checking account
JPMorgan Chase Chase Total Checking
$0 a year for an everyday customer. $15 a month.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · chase.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Offer
Bonus
$1,000 in direct deposits within 90 days. About $333 a month for 3 months.
JPMorgan Chase Chase Total Checking · JPMorgan Chase · for new customers
No end date postedMeet it within 90 daysNew customers only
“Open a new Chase Total Checking account, subject to approval, and have direct deposits totaling $1,000 or more made into the new checking account within 90 days of offer enrollment (the page's embedded offer text instead says $500 or more).”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#138of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Card lock
- Cash deposit ATM
- Check writing
- Debit card
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Online opening
- Overdraft grace period
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a monthchase.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $500+ in qualifying electronic deposits
- $1,500+ balance at the beginning of each day
- $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in qualifying investments
- Link this account to a qualifying checking account
- Overdraft fee
- $34chase.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonechase.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonechase.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3chase.com, checked Nov 8, 2026
- ATM network
- Access to more than 14,000 ATMschase.com, checked Nov 8, 2026
- ATMs in the network
- 14,000chase.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3chase.com, checked Nov 8, 2026
- International ATM fee
- $5chase.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%chase.com, checked Nov 8, 2026
- Incoming domestic wire
- $15chase.com, checked Nov 8, 2026
- Outgoing domestic wire
- $35chase.com, checked Nov 8, 2026
- Incoming international wire
- $15chase.com, checked Nov 8, 2026
- Outgoing international wire
- $50chase.com, checked Nov 8, 2026
- Cashier’s check
- $10chase.com, checked Nov 8, 2026
- Stop payment
- $30chase.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money