Monthly fee
$9.95
−$119 a year for an everyday customer: fees and interest, $2,000 kept.
- A year, everyday customer
- −$119
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · kinecta.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#826of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Early direct deposit
- Interest bearing
- Live chat
- Mobile check deposit
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $9.95 a monthkinecta.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- maintaining a $10,000 average monthly balance in your ProtectPlus™ checking accountkinecta.org, checked Nov 8, 2026
- ATM network
- Kinecta and affiliated credit union CO-OP and Allpoint ATMskinecta.org, checked Nov 8, 2026
- ATMs in the network
- 85,000kinecta.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2kinecta.org, checked Nov 8, 2026
- Cashier’s check
- Nonekinecta.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:kinecta.myori.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees