APY on $10,000

3.00%

As of Nov 8, 2026. Rates are variable.

Kinecta · Savings account

Kinecta High Yield Savings

$300 a year on $10,000 at today’s 3.00% APY. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#43of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $499.99
5.00%
$500 to $49,999
3.00%
$50,000 to $99,999
2.75%
$100,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
Dividends accrued daily and paid monthlykinecta.org, checked Nov 8, 2026

Fees

Monthly fee
Nonekinecta.org, checked Nov 8, 2026
Minimum to open
$25kinecta.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:kinecta.myori.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on kinecta.org

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