8accounts we track

  • Savings2
  • Money market1
  • Checking2
  • CDs3

Credit union in Manhattan Beach, CA

Kinecta

NCUA-insured · charter 4142

Savings, money market, checking and CDs, with every rate from Kinecta’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
5.00%APY · Kinecta High Yield Savings
Best CD rate
2.75%APY for 1 year

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Kinecta High Yield SavingsSavings account · $25 to open5.00%$300None
Kinecta Signature Money MarketMoney market account · $10,000 to open3.50%$25None
Kinecta Traditional SavingsSavings account · $5 to open0.05%$5Not stated

Checking

Against 1043 checking accounts
Kinecta Classic CheckingChecking accountNot stated#714Not stated
Kinecta ProtectPlusChecking accountNot stated#826$9.95 a month

Liquid 5 Certificate, by term

$100 to open
1 year2.75%#117 of 176

A dash: a term we don’t rank. Also at Kinecta: 30-Month Certificate, rates not stated; 30-Month Promo Certificate, rates not stated. All Kinecta CDs

Against the market

How Kinecta ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Kinecta High Yield SavingsSavings account#43 of 270
  • Kinecta Signature Money MarketMoney market account#51 of 174
  • Liquid 5 Certificate · 1 yearCD#117 of 176
  • Kinecta Traditional SavingsSavings account#183 of 270
  • Kinecta Classic CheckingChecking account#714 of 1043
  • Kinecta ProtectPlusChecking account#826 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.