APY
0.80%
As of Nov 8, 2026. Rates are variable.
Lake City Bank · Checking account
Lake City Rewards Plus Checking
−$108 a year for an everyday customer. $9 a month. $25 to open.
- A year, everyday customer
- −$108
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#816of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $10,000lakecitybank.com, checked Nov 1, 2026
- To earn the APY
- $10,000 minimum ledger balance
- 15 debit card purchases
- 1 direct deposit
- eStatement
- APY when those aren’t met
- 0.01%lakecitybank.com, checked Nov 1, 2026
Fees
- Monthly fee
- $9 a monthlakecitybank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- All of these:
- $10,000 minimum ledger balance
- 15 debit card purchases
- 1 direct deposit
- eStatement
- Minimum to open
- $25lakecitybank.com, checked Nov 1, 2026
- ATM network
- Cirrus/Starlakecitybank.com, checked Nov 1, 2026
- ATM fees refunded, up to
- $25 a monthlakecitybank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees