APY
0.95%
As of Nov 8, 2026. Rates are variable.
Lake City Bank · Checking account
Lake City Simple Earnings Checking
−$108 a year for an everyday customer. $9 a month. $25 to open.
- A year, everyday customer
- −$108
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#813of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Check writing
- Debit card
- Interest bearing
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999.99
- 0.00%
- $5,000 to $49,999.99
- 0.50%
- $50,000 and up
- 0.95%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Fees
- Monthly fee
- $9 a monthlakecitybank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- $5,000 minimum balancelakecitybank.com, checked Nov 1, 2026
- Minimum to open
- $25lakecitybank.com, checked Nov 1, 2026
- ATM network
- Cirrus/Starlakecitybank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money