APY on $10,000
0.01%
As of Nov 8, 2026. Rates are variable.
Lake City Bank · Savings account
Lake City Rewards Plus Savings
$1 a year on $10,000 at today’s 0.01% APY. $9 a month. $25 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.01%
- Monthly fee, a year
- $108
- A year
- $1
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#225of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Debit card
- Interest bearing
- Savings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $25,000lakecitybank.com, checked Nov 8, 2026
- To earn the APY
- 0.56% APY on your entire Rewards Plus Savings balance when the monthly qualifications are met.
- 0.86% APY on your Rewards Plus Savings balance up to $50,000 and 0.56% APY on balances greater than $50,000 when you maintain a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
- APY when those aren’t met
- 0.01%lakecitybank.com, checked Nov 8, 2026
- APY paid on balances up to
- $50,000lakecitybank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $9 a monthlakecitybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Maintain a $300 average daily ledger balancelakecitybank.com, checked Nov 8, 2026
- Minimum to open
- $25lakecitybank.com, checked Nov 8, 2026
- ATM network
- Cirrus/Starlakecitybank.com, checked Nov 8, 2026
Who can open it
- Where
- Near its brancheslakecitybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money