APY
0.25%
As of Nov 8, 2026. Rates are variable.
Lake Michigan · Checking account
Lake Michigan Advantage 50 Checking
$5 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $5
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0lmcu.org, checked Nov 8, 2026
Fees
Who can open it
- Where
- Michigan, Floridalmcu.org, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- People who live, work, worship or attend school anywhere in Michigan's lower peninsula or Florida
- Family members of existing LMCU members are also eligible. The page lists father, mother, brother, sister, son, daughter, grandmother, grandfather, or spouse as immediate family.
- Join from anywhere if you contribute $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation ($5)
- Minimum age
- 50lmcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money