APY
4.00%
As of Nov 8, 2026. Rates are variable.
Lake Michigan · Checking account
Lake Michigan high yield checking
−$60 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$60
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#761of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Interest bearing
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- To earn interest some requirements apply. Monthly requirements must occur by 8:00 p.m. ET on the last day of the month.
- Credit or Debit card purchase requirements are based on purchase preference. Purchases do not include ATM transactions.
- APY when those aren’t met
- 0.00%lmcu.org, checked Nov 8, 2026
- APY paid on balances up to
- $15,000lmcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- People who live, work, worship or attend school anywhere in Michigan's lower peninsula or Florida
- Family members of existing LMCU members are also eligible. The page lists father, mother, brother, sister, son, daughter, grandmother, grandfather, or spouse as immediate family.
- Join from anywhere if you contribute $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation ($5)
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 3 items counted at typical fees