Lake Michigan Max Checking

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated Nov 8, 2026

A year, everyday customer: $0
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
Open on lmcu.org Report a problem
Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · lmcu.org
The source states this figure; we have no exact sentence on file yet.
Open on lmcu.org Report a problem
To open: Not stated

Against the market

How it ranks

#460of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Balance needed for the APY: $0lmcu.org, checked Nov 8, 2026
To earn the APY: Make a direct deposit or ACH deposit into Max Checking
Complete at least 10 debit or credit card purchases
Log in to online or mobile banking at least 4 times
Stay enrolled in eStatements
lmcu.org, checked Nov 8, 2026
APY when those aren’t met: 0.00%lmcu.org, checked Nov 8, 2026
APY paid on balances up to: $15,000lmcu.org, checked Nov 8, 2026

Where: Michigan, Floridalmcu.org, checked Nov 8, 2026
Membership: Open to anyone who qualifies through one of these:
People who live, work, worship or attend school anywhere in Michigan's lower peninsula or Florida
Family members of existing LMCU members are also eligible. The page lists father, mother, brother, sister, son, daughter, grandmother, grandfather, or spouse as immediate family.
Join from anywhere if you contribute $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation ($5)
lmcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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