Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Mechanics Bank · Checking account
Mechanics Bank On Certified Basic Checking Account
$0 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · mechanicsbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · mechanicsbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#298of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Contactless card
- Debit card
- No overdraft fees
- Second chance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonemechanicsbank.com, checked Nov 8, 2026
- Minimum to open
- $25mechanicsbank.com, checked Nov 8, 2026
- Overdraft fee
- Nonemechanicsbank.com, checked Nov 8, 2026
- ATM network
- extended network of MoneyPass® ATMs nationwidemechanicsbank.com, checked Nov 8, 2026
- Paper statements
- Nonemechanicsbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees