Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Mechanics Bank · Checking account

Mechanics Personal Checking

−$60 a year for an everyday customer. Monthly fee not stated. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open

Against the market

How it ranks

#660of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Card lock
  • Debit card
  • ITIN accepted
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Minimum to open
$25mechanicsbank.com, checked Nov 8, 2026
ATM network
partner ATM networkmechanicsbank.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesmechanicsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee, details missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on mechanicsbank.com

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