Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Mercantile Bank · Checking account

Mercantile Senior Community Checking

−$60 a year for an everyday customer. Monthly fee not stated.

Checked Nov 1, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open
Not stated

Features

  • Check writing
  • Free checks
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Overdraft fee
$32mercbank.com, checked Nov 1, 2026
Returned item (NSF) fee
$32mercbank.com, checked Nov 1, 2026
Overdraft transfer fee
$5mercbank.com, checked Nov 1, 2026
Most overdraft fees in a day
3mercbank.com, checked Nov 1, 2026
Incoming domestic wire
$10mercbank.com, checked Nov 1, 2026
Outgoing domestic wire
$30mercbank.com, checked Nov 1, 2026
Incoming international wire
$10mercbank.com, checked Nov 1, 2026
Outgoing international wire
$75mercbank.com, checked Nov 1, 2026
Inactivity fee
$5mercbank.com, checked Nov 1, 2026
Early closure fee
$25mercbank.com, checked Nov 1, 2026
Cashier’s check
$5mercbank.com, checked Nov 1, 2026
Stop payment
$32mercbank.com, checked Nov 1, 2026
Card replacement
$9.95mercbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on mercbank.com

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