APY
0.15%
As of Nov 1, 2026. Rates are variable.
MidFirst Bank · Checking account
MidFirst M Account
$2 a year for an everyday customer. $10 a month. $100 to open.
- A year, everyday customer
- $2
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer document · midfirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · midfirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · midfirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Early direct deposit
- Free checks
- Interest bearing
- Joint accounts
- Minor accounts
- Mobile check deposit
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $2,499
- 0.10%
- $2,500 to $9,999
- 0.10%
- $10,000 to $19,999
- 0.10%
- $20,000 to $49,999
- 0.15%
- $50,000 and up
- 0.15%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
- Interest compounds
- dailymidfirst.com, checked Nov 1, 2026
Fees
- Monthly fee
- $10 a monthmidfirst.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Your monthly direct deposits total $250 or more
- You maintain an average daily balance of $1,000 or more
- Your combined consumer deposit balances total $50,000 or more on accounts with the same primary owner
- Minimum to open
- $100midfirst.com, checked Nov 1, 2026
- Overdraft fee
- $35midfirst.com, checked Nov 1, 2026
- Returned item (NSF) fee
- Nonemidfirst.com, checked Nov 1, 2026
- Overdraft transfer fee
- $12.50midfirst.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5midfirst.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50midfirst.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%midfirst.com, checked Nov 1, 2026
- Incoming domestic wire
- $12midfirst.com, checked Nov 1, 2026
- Outgoing domestic wire
- $25midfirst.com, checked Nov 1, 2026
- Incoming international wire
- $15midfirst.com, checked Nov 1, 2026
- Outgoing international wire
- $50midfirst.com, checked Nov 1, 2026
- Paper statements
- $4 a monthmidfirst.com, checked Nov 1, 2026
- Inactivity fee
- $5midfirst.com, checked Nov 1, 2026
- Early closure fee
- $25midfirst.com, checked Nov 1, 2026
- Cashier’s check
- $5midfirst.com, checked Nov 1, 2026
- Stop payment
- $30midfirst.com, checked Nov 1, 2026
- Card replacement
- $5midfirst.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 17midfirst.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money