Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Midland States Bank · Checking account
Midland States 50+ Interest Checking
$0 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · midlandsb.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · midlandsb.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Card lock
- Contactless card
- Debit card
- Free checks
- Interest bearing
- Joint accounts
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01midlandsb.com, checked Nov 1, 2026
Fees
- Monthly fee
- Nonemidlandsb.com, checked Nov 1, 2026
- Minimum to open
- $50midlandsb.com, checked Nov 1, 2026
- ATM network
- 55,000+ Fee-Free ATMsmidlandsb.com, checked Nov 1, 2026
- ATMs in the network
- 55,000midlandsb.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 50midlandsb.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees