Midland States Money Market Account (MMA)

$0 a year on $10,000. $15 a month. $2,500 to open.

Checked Nov 1, 2026Updated Nov 1, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Check writing
Debit card
Interest bearing
Online opening
Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY: $0.01midlandsb.com, checked Nov 1, 2026
To earn the APY: Have an eligible Midland High Yield Checking account ... at least one person must be a common owner on both accounts, and your High Yield Checking account must remain open, in good standing and meet applicable requirements (relationship APYs)midlandsb.com, checked Nov 1, 2026
Interest compounds: monthlymidlandsb.com, checked Nov 1, 2026

Fees

Monthly fee: $15 a monthmidlandsb.com, checked Nov 1, 2026
Ways to avoid the monthly fee: maintain a daily balance of $2,500midlandsb.com, checked Nov 1, 2026
Minimum to open: $2,500midlandsb.com, checked Nov 1, 2026

Who can open it

Minimum age: 18midlandsb.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on midlandsb.com

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