Midland States FlexSaver

$0 a year on $10,000. $3 a month. $50 to open.

Checked Nov 1, 2026Updated Nov 1, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Automatic savings
Branch access
Budgeting tools
Cash deposit ATM
Interest bearing
Online opening
Overdraft protection transfer
Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY: $0.01midlandsb.com, checked Nov 1, 2026
To earn the APY: $0.01 minimum daily balance to earn interestmidlandsb.com, checked Nov 1, 2026

Fees

Monthly fee: $3 a monthmidlandsb.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Any one of these:
maintaining a minimum daily balance of $250
receive a monthly electronic deposit (known as ACH) into this account
midlandsb.com, checked Nov 1, 2026
Minimum to open: $50midlandsb.com, checked Nov 1, 2026
Overdraft transfer fee: $10midlandsb.com, checked Nov 1, 2026
Early closure fee: $40midlandsb.com, checked Nov 1, 2026

Who can open it

Minimum age: 18midlandsb.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on midlandsb.com

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