Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Mountain America · Checking account
Mountain America MyFree Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · macu.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#82of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonemacu.com, checked Nov 8, 2026
- Overdraft fee
- $25macu.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $9macu.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.50macu.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%macu.com, checked Nov 8, 2026
- Incoming domestic wire
- $10macu.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15macu.com, checked Nov 8, 2026
- Paper statements
- $2 a monthmacu.com, checked Nov 8, 2026
- Early closure fee
- $1macu.com, checked Nov 8, 2026
- Stop payment
- $20macu.com, checked Nov 8, 2026
- Card replacement
- $5macu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:macu.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money