Monthly fee
$6
$0 a year for an everyday customer: fees and interest, $2,000 kept.
NBT Bank · Checking account
NBT Classic Interest Checking
$0 a year for an everyday customer. $6 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · nbtbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · nbtbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#274of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $100nbtbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $6 a monthnbtbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- the average daily collected balance is $500 or more
- you are age 50 and over
- Minimum to open
- $25nbtbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees