NBT Personal Statement Savings

$3 a year on $10,000 at today’s 0.03% APY. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

#204of 270 savings accounts, by a year’s value on $10,000

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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