9accounts we track

  • Savings4
  • Checking5

Bank in Norwich, NY

NBT Bank

FDIC-insured · certificate 7230

Savings and checking, with every rate from NBT Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
0.03%APY · NBT Personal Statement Savings

Every account we track

Accounts and rates

Savings

A year on $10,000, after fees
NBT Personal Statement SavingsSavings account · no minimum to open0.03%$3None
NBT eSavingsSavings account · no minimum to open0.03%$0Not stated
NBT iStrive SavingsSavings account · no minimum to open0.03%$0Not stated
NBT iStrive® Savings for Youth & Young AdultsSavings account · $25 to openNot stated—None

Checking

Against 1043 checking accounts
NBT Classic Interest CheckingChecking account · $25 to openNot stated#274$6 a month
NBT iSelect AccountChecking account · $25 to openNot stated#573$5 a month
NBT Classic CheckingChecking account · $25 to openNot stated#604Not stated
NBT Star Privilege Premium PlanChecking account · no minimum to openNot stated#892$14.5 a month
NBT iStrive® CheckingChecking account · $25 to openNot stated—Not stated

Against the market

How NBT Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • NBT Classic Interest CheckingChecking account#274 of 1043
  • NBT iSelect AccountChecking account#573 of 1043
  • NBT Classic CheckingChecking account#604 of 1043
  • NBT Personal Statement SavingsSavings account#204 of 270
  • NBT Star Privilege Premium PlanChecking account#892 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.