Monthly fee
Not stated
$0 a year for an everyday customer: fees and interest, $2,000 kept.
NBT Bank · Checking account
NBT iStrive® Checking
$0 a year for an everyday customer. Monthly fee not stated. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · nbtbank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Joint accounts
- Minor accounts
- No foreign transaction fee
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Ways to avoid the monthly fee
- Avoid the monthly maintenance fee by enrolling in eStatementsnbtbank.com, checked Nov 8, 2026
- Minimum to open
- $25nbtbank.com, checked Nov 8, 2026
- Paper statements
- $2 a monthnbtbank.com, checked Nov 8, 2026
Who can open it
- Minimum age
- 18nbtbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees