Monthly fee

$14.5

−$174 a year for an everyday customer: fees and interest, $2,000 kept.

NBT Bank · Checking account

NBT Star Privilege Premium Plan

−$174 a year for an everyday customer. $14.5 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$174
Monthly fee
To open

Against the market

How it ranks

#892of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Custom card design
  • Debit card
  • Free checks
  • Mobile check deposit
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$14.50 a monthnbtbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Pay no monthly maintenance fee by linking your checking, savings and/or money market accounts when the average daily collected balance is $5,000 or morenbtbank.com, checked Nov 8, 2026
Minimum to open
Nonenbtbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on nbtbank.com

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